The cooperative sector is the lifeline and a true friend of the rural population. It offers immense opportunities to achieve aspirations and reach great heights. The cooperative movement has a wide presence across our country, and by establishing cooperative societies, it is possible to create employment opportunities for rural people and reduce unemployment. Furthermore, the growth of the cooperative sector enables ordinary citizens to lead a better quality of life.
With this vision, Jolle Group, through its various affiliated institutions, has achieved remarkable success in the fields of cooperation, social service, agriculture, education, healthcare, and several other sectors, earning recognition throughout the country.
Several organizations under the Jolle Group are functioning successfully. The group has always been committed to social welfare activities. It has extended support to all those seeking assistance and has stood by people during times of natural disasters.
Journey Towards Modernization
Shri Jyoti Multipurpose Souharda Cooperative, established in 1994, was registered under the Souharda Act in 2003. It entered the retail market by establishing Jyoti Bazaar. Despite being located in the small village of Examba, the organization has a modern headquarters equipped with a spacious auditorium, elevator, and well-furnished facilities.
In today's highly competitive world, people's needs are increasing day by day, and organized retail markets have become essential. While large supermarkets have emerged in urban areas, Jyoti Bazaar had already introduced this concept more than two decades ago in the small village of Examba in Chikkodi Taluk, thereby providing a modern retail system to rural consumers.
Jyoti Bazaar
Apart from providing financial assistance through the cooperative sector, Shri Jyoti Multipurpose Souharda Sahakari Sangh Nyt., Examba, has been offering daily household essentials under one roof through Jyoti Bazaar for the past two decades while maintaining high standards of quality.
One of the affiliated organizations of the Jolle Group, Shri Jyoti Multipurpose Souharda Cooperative, markets a wide range of products under the "Jyoti" brand. These products are procured directly from manufacturers and supplied to customers at reasonable prices without excessive profit motives. The society provides pure and high-quality household products at prices lower than the prevailing market rates.
It also provides marketing opportunities for products manufactured by Self-Help Groups (SHGs), such as:
- Sajji Roti (Pearl Millet Flatbread)
- Various types of chutneys
- Sandige
- Papads
- Other homemade food products
The organization is not limited to the retail business alone. With the objective of providing financial services to the public, it started its Credit Division seven years ago. At present, it operates 64 Credit Division branches across five districts and aims to expand these branches throughout the state of Karnataka.
Achievements
Since its registration in 1994, the cooperative has grown to include:
- Jyoti Bazaar Division
- Medical Division
- Printing Press Division
- Wholesale Division
- Credit Division
- Cloth Division
- Electronics Division
Together, these divisions operate through 82 branches.
To date, the cooperative has:
- Enrolled 56,792 members.
- Mobilized deposits exceeding ₹435 crore.
- Disbursed loans exceeding ₹271 crore.
- Maintained a working capital of ₹453 crore.
- Earned a profit of over ₹2.01 crore.
These achievements are significant milestones in the organization's journey.
The remarkable growth of the cooperative has been possible because of the trust and confidence reposed by its members, the relentless efforts of its Board of Directors, the inspirational support of its well-wishers, and the honest, selfless, and dedicated service of its staff.
The Beereshwar Co-operative Credit Society Ltd. was established in 1991 in the name of Shri Beereshwar, the presiding deity of Examba village. Since its inception, the society has been transforming the traditional financial system by adopting modern technology in the cooperative sector and guiding its members toward the digital era.
The society has introduced several innovative, member-friendly schemes by embracing advanced technology in cooperative banking. It is registered under the Multi-State Cooperative Societies Act, 2002, and currently operates 233 branches, comprising:
- 179 branches in Karnataka
- 49 branches in Maharashtra
- 5 branches in Goa
The society has:
- 4,25,000 members
- Deposits exceeding ₹5,000 crore
- Loans disbursed exceeding ₹3,883 crore
- Business turnover exceeding ₹9,000 crore
During the 2025–26 financial year, the society earned a profit of more than ₹51 crore and continues to progress steadily.
Oil Seeds Growers Society Ltd. works round the year to provide pesticides, fertilizers at reasonable rates to the farmers. Along with that we are also providing irrigation material. 4000 sq. ft. godown has come up at Nanadi Campus and is already inaugurated. We organised soil testing movie presentation with the support of by IFFCO. Chandan TV highlighted our efforts in the Agriculture training.
Our Jolle Education Society’s Complex at Nanadi is ready now. Girls hostel building is ready to use. Administrative building is also near completion. New laundry equipments are installed on the terrace of Boys hostel. Nipani campus is also taking shape and college building construction is over. School building construction work is also going on with the speed. We are making 400 mts athletic track in this campus and the ground leveling for the same is completed. We have started a new ‘Santwan’ – Mahila Sahayyawani Kendra at Nipani. Our Ashajyoti School for Mentally Challenged has won a State Award on the World Disabled Day for the meritorious service for the disabled.
Amruta Women’s Self Help Groups Federation is working for the women. More than 2000 groups are registered under the same. Many women are manufacturing various items after providing training and supplying their products to Jyoti Bazars. We help them in providing various marketing platforms like Prerana Utsav Exhibitions and so on.
We organized Prerana Utsav for the third consecutive year and which was a grand success! This year we awarded Prerana Puraskar that carried a Memento and Rs. 1,00,000/- . We organized a State Level Jr. Wrestling Competition at Nipani. More than 500 wrestlers ( Boys & Girls ) displayed their talent on the mat. We also organized Job Fairs at Nipani, Examba and Bidar and Gadag that created employments to more than 2500 students. We also organised Dist. Level Body Building competition.
Chairman -
- Belagavi Dist. Central Co-Op Bank Ltd., Belagavi.
- Regional Oil Seeds Growers Co-Op Societies Union Ltd., Hubli.
Director -
- National Cooperative Union of India,Delhi
- Shri Doodhganga Krishna Sahakari Sakkare Karkhane Ltd., Chikkodi.
- Karnataka Co-Op Oil Seeds Grower's Federation Ltd., Bangaluru.
I sincerely thank our members, well-wishers, management, and staff for their continued support and encouragement. Wishing you all the very best!